EVs cost more to insure — but usage-based insurance and EV-specific carriers can cut premiums 20-40%.
Companies like Tesla Insurance (in select states), Mile Auto, and Metromile offer usage-based rates perfect for EVs that aren't daily highway commuters. Bundle home + auto, raise deductibles, and ask about EV-specific discounts. Review annually — EV insurance rates are dropping as repair data improves.
How many of these have you done?
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